Shelby Elias


BRE #01864354 | NMLS #168352

Shelby began his Mortgage Career as a Loan Officer while attending College. Within a matter of months he rose to the top. Working for one of the largest lenders in California, Shelby managed production objectives in order to develop and achieve branch goals. Mr. Elias alone was able to maintain production volume levels at an average of $2.5M per month with annual revenues exceeding $30 million for his Branch.

Knowing that his true passion he began his journey to open his own Mortgage Company in 2007 He Grew his Mortgage Company to over 120 Loan Officers and Real Estate agents across CA, Operations management, Sales, Business relationships are just to name a few of his current responsibilities. 

From the very first time you meet Shelby you'll immediately notice his passion for real estate. He fell in love with the business at a very young age, so his expertise in the industry makes perfect sense. His lifelong interest and extensive knowledge will offer any client the peace of mind knowing that they're working with an experienced and educated professional who has worked every aspect of the Finance, Real Estate, and Development from the bottom up. Not to mention his socially eloquent, motivated and tech savvy personality, combined with many other fine traits, quickly convinces any potential client right off the bat that he's the guy you want to do business with.

He prides himself on running a mortgage business with the highest integrity, promoting a strong work ethic, and contributing to a positive work environment. Shelby's company can ensure his clients smooth transaction and can close ON TIME.


Peter Galvez


BRE #01864499 | NMLS #252452

Peter started in the mortgage business in 2006. He was a top producing Loan Officer in 2006 and 2007 all while managing the office for First Foundation Mortgage. He helped build a call center from the ground floor into a thriving operation. Managed and trained telemarketers. Set up sales meetings and maintained all the business relationships with the Account Executives. 


From late 2007 to end of 2008 he owned his own mortgage company called North American Lending. Pete would manage daily operations of his growing branch with a primary focus on driving revenue growth, increasing profit, and managing risk. Provided leadership and direction in overseeing the performance of employees. 


In 2008 he joined United Lending Partners before leaving to work at Paramount Equity in 2010. He is now with United Wholesale Lending as a Co-Owner alongside lifelong friend Shelby Elias. Peter Galvez is a recognized leader in the Mortgage and Real Estate industry. He has a strong understanding of financial services, sales, and operations. For the past 8 years, Peter has focused his career exclusively on residential mortgage lending. His extensive knowledge of Conventional, Jumbo, FHA, VA and USDA financing allows him to find the right product to suit the specific needs of each and every one of his clients. By effectively educating each client throughout the mortgage process, he continually delivers superior service, while providing advice and guidance every step of the way. He is known for his zero point loans as he always does every mortgage transaction without origination points, broker fees or any processing fees.


His commitment to mortgage lending and real estate has enabled him to become a highly reputable professional among the real estate community.

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Matt Cole

Branch Manager

BRE #01872387 | NMLS #633188

Branch Manager of the Sierra Oaks office.


Tony Rahimi

Branch Manager

BRE #01880697 | NMLS #349407

Integrity is the cornerstone of my business. I believe a mortgage should be about building relationships and helping my customers achieve their home financial goals, not just a transaction.  As a United Wholesale Mortgage Loan officer, I take a consultative approach to the home loan process by customizing each home financing solution to help customers achieve their home financial goals.  Many loan officers can get you a loan.  My mission is to get you the right loan.


Frank Yu

Branch Manager

BRE #01916488 | NMLS #115478

Branch Manager of the Rosville office.

Justin Amaral

Mortgage Specialist

BRE #01958302 | NMLS #1051401


Nicholas Dolen

Mortgage Specialist

BRE #01922454| NMLS #1411729

Nick began his career in the mortgage industry as a production assistant to one of the highest producing mortgage brokers in California. The high-volume production helped him to learn the ins and outs quickly, and gave him experience with a wide variety of loan scenarios and programs. Nick has since used this knowledge and experience to streamline his process and anticipate the needs of his clients.


Nick measures his success by the confidence he earns from his clients. Providing education and consulting throughout the entire home buying process has enabled him to establish strong relationships that are built on a foundation of trust and service.


Nick’s passion for customer service and exceeding his client’s expectations drives him to deliver complete home purchasing and mortgage financing solutions to not only meet his client’s immediate needs but also help them achieve their long term financial goals.


Jeff Collins

Mortgage Specialist

BRE #01951074 | NMLS #1150468

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Shawn Curran

Mortgage Specialist

BRE #01729495 | NMLS #248036

I believe everyone should have the opportunity to live the "American Dream", and homeownership has always been the cornerstone of the dream. I have a true passion for what I do. I have been in the mortgage business for 12= years and enjoy it now more than ever. I also have a financial services background which enables me to fully understand the overall strategy of home ownership and how this integrates into my client's overall financial roadmap. My client's overall financial well-being is always one of my top priorities when discussing the best loan options for them.


George Sanders

Mortgage Specialist

BRE #00594609 | NMLS #282318


Choosing the Right Loan Officer Makes All the Difference In the World

Purchasing a home may be the single largest investment you make in your lifetime. If you are looking for an experienced partner to guide you through the entire loan process, then you will want to talk with George Sanders. He specializes in educating buyers on the loan process. From getting the pre-approval to funding your loan, his upfront approach and desire to keep his clients fully informed every step of the process is most important. Based on your specific goals,


George will counsel you with various loan options and scenarios designed to meet both your specific short term and long term financial goals. With over thirty years of experience in the real estate industry, let George work for your benefit. He has been an active member of both the Sacramento Association of Realtors and the Placer County Board of Realtors. He has been the chairman of the Sacramento Associations of Realtors Housing Opportunity Committee and the Education Committee. These committees actively educate real estate agents and the home buying customers with ongoing education classes. In addition, he is a Lifetime Member of the Sacramento Masters Club for his production efforts.


Albert Chavez

Mortgage Specialist

BRE #02041044 | NMLS #321500

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Jesse Beard

Mortgage Specialist

BRE #02081483 | NMLS #1404863


Scott Schuhwerk

Mortgage Specialist

BRE #01883618 | NMLS #381758

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Eric Wiegand

Mortgage Specialist

BRE #01519791| NMLS #274953


Michael Clancy

Mortgage Specialist

BRE #02034847 | NMLS #352685


Jared Rine

Mortgage Specialist

BRE #01915324 | NMLS #893462


Ginny Wertman

Mortgage Specialist

BRE #02044285| NMLS #1614233


Yvette Garay

Mortgage Specialist

BRE #01443155 | NMLS #248317


Anna Holmes

Mortgage Specialist

BRE #02034847 | NMLS #1681263


Kim Faggianelli

Mortgage Specialist

BRE #01834552| NMLS #1707845

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Ryan Wagner

Mortgage Specialist

BRE #02058761 | NMLS #64092


Jason Alcazar

Mortgage Specialist

BRE #1845600 | NMLS #292484

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Patrick Jones

Mortgage Specialist

BRE #01924705 | NMLS #1526894

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Scott Rojo

Mortgage Specialist

BRE #01896339 | NMLS #352874