Loan Checklist

In an effort to prepare for your loan application appointment, below is a checklist of documentations that your loan officer may request.



  • Current photo identification (driver’s license or ID card) for each borrower

  • Social security card

  • Resident alien card



  • Current pay stubs (one full months)

  • W2s/1099s (last two years) and names and addresses of each employer

  • Evidence of social security/retirement income (i.e. copy of check or award letter)

  • Federal tax returns, with all schedules/attachments (last two years)

  • Partnership/corporate tax returns (last 2 years)

  • Signed year-to-date profit and loss statement

  • K1s for all partnerships

  • Evidence of child support income (i.e. 12 months cancelled checks)

  • Rental agreements on all rental properties



  • Bank statements, all pages (last two to three months)

  • Money market statements (last two to three months)

  • 401k statements

  • Original gift letter

  • Copy of transfer of gift funds to escrow or your bank account (ask us first)

  • Verification of donor’s ability to give gift funds (i.e. bank statement)

  • Copy of current mortgage Note (refinance only)

  • Declaration page from current hazard

  • Insurance policy or preferred insurance provider



  • Landlord addresses (last two years)

  • Complete divorce settlement document

  • Complete bankruptcy papers

  • Explanation of derogatory credit

For any inquiries, questions or commendations, please call: 888.316.4947 or fill out the following form

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1677 Eureka Rd # 201

Roseville, CA 95661

917 7th street 1st floor

Sacramento, CA 95814

Tel: 916-773-5351

BRE #01872387

NMLS #253083

Get a quote: 888.316.4947